ST. LOUIS, MO – September 12, 2026 (STL.News) Americans shopping for a condominium, townhouse, or house governed by a homeowners association may want to add another question to the traditional homebuying checklist. Not simply: Can I afford this house? But: Can I afford this HOA? A growing collection of cases around the United States illustrates why that distinction matters. Homeowners who believed they had secured their long-term housing costs are now facing special assessments reaching tens of thousands of dollars, sharply rising monthly assessments, expensive repairs, rising insurance costs, and, in some cases, allegations of fraud, kickbacks, or
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