First Community Credit Union, 17151 Chesterfield Airport Rd, Chesterfield, MO

First Community Credit Union – Financial Services Rooted in Community

CHESTERFIELD, MO (STL.Directory) First Community Credit Union stands as a trusted financial institution dedicated to serving individuals, families, and businesses throughout the St. Louis region and beyond. With deep roots in local communities, First Community provides a full suite of financial services designed to support members at every stage of life. Whether it’s everyday banking, borrowing for a major purchase, planning for the future, or securing business financing, First Community Credit Union combines personalized service with modern technology to help members achieve financial success. They do not have a Wikipedia page.

A Member-First Financial Institution

As a credit union, First Community operates with a member-focused philosophy that prioritizes people over profits. Unlike traditional banks, which distribute earnings to shareholders, First Community returns value directly to its members through competitive rates, lower fees, and enhanced services. Members are not simply customers — they are owners with a voice in the direction and priorities of the credit union.

This cooperative structure fosters a supportive environment where financial education, community engagement, and long-term relationships are fundamental to the institution’s identity.

Headquarters and Regional Presence

First Community Credit Union’s headquarters serves as the central hub for strategic leadership, operational management, and corporate support services. The headquarters campus brings together executive leadership, administrative teams, and key support functions, ensuring coordinated oversight of all branches and member services.

Located in the heart of the community it serves, the headquarters reflects First Community’s commitment to accessibility and member engagement. Its central location facilitates efficient service delivery and supports partnerships with local organizations, businesses, and community groups.

In addition to the headquarters, First Community operates a network of branch locations strategically positioned throughout the St. Louis region and neighboring areas. These branches offer face-to-face banking, financial consultations, and community programming. Branch staff are trained to provide personalized assistance, helping members find the right solutions for their unique needs.

Comprehensive Financial Services

First Community Credit Union offers a wide range of financial products and services tailored to individuals, families, and businesses. The credit union’s service offerings are designed to meet everyday banking needs while supporting long-term financial goals.

Personal Banking

Checking and Savings Accounts
First Community provides flexible checking and savings account options that help members manage their money with ease. Features include easy access to funds, secure online and mobile banking, and tools for tracking spending and saving goals.

Digital and Mobile Banking
Recognizing the importance of convenience, First Community offers robust digital banking platforms that allow members to check balances, transfer funds, deposit checks, pay bills, and manage accounts from anywhere at any time. User-friendly interfaces and enhanced security measures ensure peace of mind for digital users.

Debit and Credit Cards
Members can access debit cards linked to their checking accounts for everyday transactions, as well as credit cards with competitive rates and rewards. These cards are designed to fit different spending habits and financial lifestyles.

Lending Services

Auto Loans
Whether purchasing a new vehicle, refinancing an existing loan, or buying a used car, First Community offers auto loan solutions with competitive rates and flexible terms. Loan officers work with members to structure financing that aligns with budget and credit profiles.

Home Loans and Mortgage Services
First Community provides mortgage solutions for home buyers, including first-time buyers and existing homeowners looking to refinance. These services include fixed-rate and adjustable-rate mortgages, home equity loans, and home equity lines of credit, offering options for purchasing, remodeling, or consolidating debt.

Personal Loans
For unexpected expenses, major purchases, or debt consolidation needs, personal loans from First Community offer straightforward terms and manageable payment options. Members can borrow with confidence and transparency.

Business Lending
Small business owners and entrepreneurial ventures can access business loan products designed to support growth. From equipment financing to working capital loans, First Community’s business lending team helps match financial solutions to business objectives.

Investment and Retirement Services

First Community supports long-term financial wellness through investment and retirement planning services. Members can work with financial advisors to design savings strategies, build investment portfolios, plan for retirement, and protect their financial future. These services aim to give members clarity and confidence as they work toward milestone goals like college funding, retirement, or legacy planning.

Financial Education and Guidance

Education is central to First Community’s mission. The credit union offers financial literacy tools, workshops, and one-on-one consultations to help members make informed decisions. Topics often include budgeting, credit health, saving strategies, and planning for major life events. These resources empower members to build financial skills and confidence.

Business and Commercial Services

First Community Credit Union also serves local businesses with a suite of commercial banking services:

Business Checking and Savings
Customized accounts for business owners that make managing company funds efficient and secure.

Merchant Services
Solutions that allow businesses to accept payments, manage transactions, and streamline cash flow.

Business Credit and Financing
Loan programs and lines of credit are designed to support expansion, hiring, equipment purchases, and operational needs.

Business members benefit from dedicated support from First Community’s commercial specialists, who understand the challenges of managing finances in today’s marketplace.

Member Experience and Reputation

Member experiences consistently highlight First Community’s commitment to service excellence. Reviews and community feedback point to:

Friendly, knowledgeable staff who take time to understand individual needs
Easy-to-use digital tools that make banking accessible anytime, anywhere
Competitive rates and fee structures that maximize member value
Responsive customer service that supports members through financial decisions

Many members praise the credit union for its approachability and willingness to educate rather than simply sell products. This member-centric reputation sets First Community apart in a crowded financial services landscape.

Community Involvement

First Community Credit Union actively participates in community initiatives, supporting local organizations, schools, and events that strengthen neighborhoods. Through sponsorships, volunteer efforts, and financial education programs, the credit union reinforces its role as a community partner invested in regional growth and prosperity.

Why Choose First Community Credit Union

Whether you are looking for everyday banking solutions, planning for the future, financing a major purchase, or seeking business financial support, First Community Credit Union offers a full spectrum of services backed by a commitment to trust, transparency, and member success. Its headquarters and branch network ensure accessibility and personalized support, while its member-centered philosophy keeps your financial goals at the forefront.